Buying your dream Home in Spain is exciting, but also a process that requires careful steps. This updated 2025 guide explains everything expats from the UK, Netherlands and beyond need to know to buy safely, avoid pitfalls, and save money.
Step 1 – Define Your Budget and Location
- Compare regions: Costa del Sol vs Costa Blanca vs hidden gems like Castellón.
- Tip: Castellón offers homes up to 40% cheaper than Costa del Sol.
- CTA in-text → Contact us to receive a tailored property shortlist.
Step 2 – Understand Legal Requirements
- NIE (Número de Identificación de Extranjero).
- Opening a Spanish bank account.
- Power of Attorney (when not present in Spain).
💡 “We’ve prepared a full article with detailed legal tips for buying property in Spain to help you avoid common mistakes. Read it here.”
Step 3 – Get Independent Legal Advice
- Avoid “free lawyers” from developers or agencies.
- Always have contracts translated.
- Highlight notary role.
Step 4 – Taxes & Fees You Must Expect (2025)
- ITP (resale property tax): usually 6–10% depending on the region.
- VAT (new builds): 10%.
- Notary, registry, and legal fees: ~2–3%.
Step 5 – Due Diligence Before Signing
- Check nota simple (land registry extract).
- Verify community debts.
- Structural checks for rural homes.
Step 6 – The Buying Process Timeline
- Reservation contract.
- Private purchase contract (Contrato de Arras).
- Final deed signing (Escritura Pública) at notary.
Real Case Example
A Dutch couple was about to buy in Costa Blanca but found a property in Castellón €70,000 cheaper. With our help, they verified the property was debt-free, negotiated the price, and saved 25% compared to initial offers.
Conclusion – Safe & Smart Buying in Spain
Spain is a fantastic place to live, but buying a home here requires knowledge and guidance. With the right steps, you can avoid scams, reduce costs, and enjoy peace of mind.
👉 Ready to Buy Property in Spain?
Looking for a safe property purchase in Spain? Contact us today for a free consultation.
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